Banks being effective catalysts of change, mobilizing the savings of countries public, can function as instruments for promoting economic and social development in a purposive manner. In our developing economy banks occupy an undisputed position of important.

For seeking entry into banking services a candidate must at least be a graduate with fairly high marks. Recruitment for the public sector banks is done through the Banking Service Recruitment Boards (BSRBs). The advertisements for recruitment appear in all major national newspapers as well as the Employment News. Recruitment is done on the basis of a written test, which consists of:

* Test of Reasoning
* Quantitative Aptitude
* General Awareness
* English Language
* Descriptive Test

The test is qualifying in nature and the marks obtained are not added in the final merit list. Except for the descriptive portion, all other sections contain objective-type questions. In Reasoning, there are verbal and non-verbal sections. In English, the test is aimed at judging the overall comprehension and understanding of the language.

The descriptive paper can be answered in English or Hindi. It is meant to judge the written expression of the candidates.

While recruitment in nationalized banks is done through the BSRB, recruitment in private banks is direct. The jobs are considered more glamorous as most private banks give preference to high value accounts. One may be able to join these banks after putting in a few years of service in a nationalized bank.

However these banks give preference to MBAs and Chartered Accountants who can find direct recruitments as officers. Lower down the line, fresh graduates can hope to find jobs as clerks, marketing executives, personal banking executives and home banking executives

Foreign banks pick up their personnel from campus interviews held in the premier management institutes.